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The Simon Smith Team, REALTORŽ, real estate agents and broker for Eugene Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Eugene, Oregon Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Eugene real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Eugene Realtors, we have the experience and track record you are looking for. Please let us help.

- The Simon Smith Team

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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The Simon Smith Team
Remax Integrity
4710 Village Plaza Loop #200
Eugene, OR 97401
Buyers Specialist: 541-284-8049
Listing Specialist: 541-954-8600
Office: 541-284-8050
Fax: 541-284-8051
Fax: 541-302-4899
Email: sold@simonsmith.com

Our goal at the Simon Smith Team is to make sure that you are so satisfied with our services, that you will want refer your friends and family to experience the same professional services. When you hire the Simon Smith Team, you have employed the four best licensed agents in the area. We specialize in separate Seller and Buyer representation. You will have hired four professionals for the price of one! Sellers will receive Maximum Marketing Exposure on your property for the highest price possible. Buyers will gain access to thousands of homes from all Real Estate Brokers in our area and we will negotiate the lowest price possible.

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