How Much Eugene Home Can You Afford?

How Much Eugene, Oregon Home Can You Afford? It Might Be More or Less Than You Imagine.

It’s a wonderful feeling to find the perfect Eugene, Oregon home. Before you get to that stage though, it’s important to understand how much you can spend. You don’t want to waste your time, energy and hopes by looking at locations outside of your means. So, although you might have a fair idea of what you can afford, financial institutions have the final say.

Find out for certain how much of a mortgage you can afford. It costs nothing for you to be pre-qualify by a lender. In the pre-qualification process, you’ll find out important determining factors, like…

  • Exactly how much home, or vacant land, you can afford to buy.
  • How much cash you need for the down payment of your mortgage
  • The minimum down payment required, as well as the advantages of higher down payments.
  • What the bank believes you can afford for a monthly payment.

Smart homebuyers pre-qualify for mortgages every day. Not only will it help you decide which homes you should be shopping for, it can also be used as a great negotiating tool if someone else bids on your dream home too. Sellers are much more inclined to accept the offer of homebuyers who’ve been pre-qualified. So find out for yourself and show sellers how serious you are about purchasing a home.

So don’t wait. I can help you with this process so you can find a perfect home at a price that’s just right. These services are brought to you at no charge and no obligation, so contactme to get started on your path to homeownership.

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